On Student Loan Interest Rates and New Hampshire
The interest rates on Stafford federal student loans have doubled from 3.4% to 6.8%; New Hampshire has the highest average debt levels for the class of 2011. Read more on the same topic: What Is...
View ArticleOn James Bond’s Itemized Credit Card Statement
As you may expect, James Bond's Moneypenny Group-issued credit card is interest free and comes with no spending limit; see what 007 has been using it for. Read more on the same topic: Credit Card...
View ArticleOn Russian Beeznessmen, Fear, Despair, Safes and $100 Bills
Why has our increased usage of credit cards, Square and other types of mobile payments, PayPal, etc. failed to slow down the proliferation of paper money? Read more on the same topic: The Problem with...
View ArticleWho’s Who in the U.S. Credit Card Industry
Even as Americans have become increasingly unwilling to carry credit card debt, both the number of cards issued and volumes processed in the US have been rising. Read more on the same topic: Is The...
View ArticleThe Grey Side of Credit Cards Costs Us $14.3B
Americans paid $14.3 billion in 2012 in fees and charges they either never wanted or intended to pay, an average of $75 per cardholder. Read more on the same topic: The CARD Act Has Made Credit Cards...
View ArticleThe Kids Are Alright, Credit Card Edition
A more difficult access to credit makes it harder for young borrowers to build their credit files, postponing the day when they become eligible for a mortgage. Read more on the same topic: Young...
View ArticleWhy Owners of AmEx’s Black Card Love Hyundai
The super rich owners of American Express' premium Black card are buying Hyundais to test the reliability of AmEx's system, before moving on to buy a Bentley. Read more on the same topic: Business...
View ArticleHow to Minimize the Credit Card Processing Fees You Pay
A very nice infographic illustrates why it is about time you called your processor and asked him to switch you to an interchange-plus pricing model. Read more on the same topic: Minimizing Credit Card...
View ArticleThe Evolution of Money: From Shells to Bitcoin
Learn what our forebears used for currency to help them transact with one another when they were not too busy bashing each other over the head. Read more on the same topic: Getting Around the Money...
View ArticleMinimizing Credit Card Processing Fees Again
An infographic illustrates why the interchange-plus pricing model for accepting credit card payments is the best option available to merchants. Read more on the same topic: Interchange Fees: How Much...
View ArticleHow Much Does Halloween Cost?
158M Americans celebrated Halloween this year, down from a high of 170M people last year. Those who did celebrate spent $6.9B on décor, costumes, candy and fun. Read more on the same topic: Do You Have...
View ArticleCrediting the Holiday Season
Whether retailers choose to recognize it or not, there is only one holiday shopping month - December - when card spending is 38% higher than the annual average. Read more on the same topic: On...
View ArticleThe Problem with Cash and the Rise of the Digital Dollar
You can't store digital dollars under your mattress, but if someone could figure out how to do it, its victory over the paper dollar would be complete. Read more on the same topic: On Russian...
View ArticleHow Our Credit Cards Are Breached and What to Do about It
Companies that are victims to data breaches suffer damage to their reputations and lose customers. Yet, data breaches in the U.S. are exploding in number. Read more on the same topic: The Problem with...
View ArticleOn Infographics, Holiday Shopping and Credit Scores
A nice infographic is tracking the latest holiday shopping trends and projections for us and another is visualizing some of the latest credit score data. Read more on the same topic: On Holiday...
View ArticleOn Holiday Shopping and the Merger of Black Friday and Cyber Monday
Black Friday marks the traditional beginning of the holiday shopping season, but it is now being overtaken by a much more recent phenomenon -- Cyber Monday. Read more on the same topic: On...
View Article6 Fascinating Black Friday Stats
For now Thanksgiving is lumped together with Black Friday, but one wonders whether one of these years it will earn its own place in the holiday shopping calendar. Read more on the same topic: How Cyber...
View ArticleHow Cyber Monday Eclipsed Black Friday
Cyber Monday capped the highest online sales period on record -- from Thanksgiving through Cyber Monday -- whose volume grew by 16.5% on an annual basis. Read more on the same topic: 6 Fascinating...
View ArticleDid Our Grandparents Have It Easier?
Our parents and grandparents were paying much less for college tuition than we do. And higher education keeps getting ever more expensive. Where does it end? Read more on the same topic: Student Debt:...
View ArticleQR, NFC and Mobile Payments
Even after billions of dollars have been poured into them, the QR and NFC technologies have made remarkably little headway into mobile payments. Read more on the same topic: The State of Mobile...
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